Evicted by the Sheriff.
Late on Taxes
Seven Times.
Cathy “Cat” Summers is asking voters to send her to Jefferson City to manage the state’s money. Court dockets, bankruptcy filings and the county tax database tell the story of how she has managed her own — two foreclosed homes, a court-ordered eviction, nearly half a million dollars in discharged debt, and a property-tax bill she has paid late seven times since 2012.
- Sheriff eviction
- 2012
- Homes foreclosed
- 2
- Debt discharged
- $487K
- Late tax bills
- 7
Cathy Ann Summers
f/k/a Cathy Belton · Democrat, House District 94 · Endorsed by the Greater St. Louis Labor Council
01 · The Eviction
A Year After Foreclosure, the Sheriff Came
U.S. Bank foreclosed on the Summers’ Oakville home in February 2011. Fourteen months later, the family was still living in it. In January 2012 the Federal Home Loan Mortgage Corporation went to St. Louis County court to get them out.
The case was classified as a landlord action. A consent judgment was entered on February 22, 2012, and on April 19 the county sheriff’s eviction unit executed it. The docket records the outcome in three words: “Evicted by Court.”
Federal Home Loan Mortgage v. Cathy Summers et al., Case 12SL-AC02754, St. Louis County Circuit Court
Feb 4, 2011
U.S. Bank forecloses on the Summers' home at 3240 Ridgetop View Dr. in Oakville. Value listed: $219,000.
May 19, 2011
Cathy and John Summers file Chapter 7 bankruptcy, stating they “haven't been paying mortgage” on the house.
Jan 31, 2012
Federal Home Loan Mortgage Corp. files a landlord action in St. Louis County to remove the family from the foreclosed house they still occupy.
Feb 22, 2012
Consent judgment entered against Cathy and John Summers.
Apr 19, 2012
St. Louis County Sheriff executes the order. Docket entry: “Evicted by Court — EVICTED / WHITFIELD.”
02 · Two Foreclosures
Two Houses, Two States, Three Months Apart
The Summers owned a house in Minnesota when John Summers took a job in St. Louis in 2007 and the couple bought a second home in Oakville. By late 2010 they were keeping up with neither.
Their own bankruptcy schedule lists the Minnesota house foreclosed in December 2010 ($132,000) and the Missouri house foreclosed February 4, 2011 ($219,000). A Toyota Sequoia was repossessed a month before the first foreclosure.
U.S. Bankruptcy Court, E.D. Mo., Case 11-45299, Statement of Financial Affairs, Item 5
03 · Seven Late Tax Bills
Late on Personal Property Taxes in Seven of Nine Years
Missouri personal property taxes are due December 31. St. Louis County records show the Summers household paid after the deadline for tax years 2012, 2013, 2014, 2015, 2016, 2017 and 2020, accruing $217.56 in penalties and interest. That is on top of the $6,200 in unpaid 2010 property taxes the couple listed in their bankruptcy, with the explanation: “Since we haven’t been paying mortgage, taxes aren’t getting paid.”
| Tax year | Tax billed | Penalty | Interest | Paid on | Days past due |
|---|---|---|---|---|---|
| 2012 | $522.08 | $10.86 | $20.88 | Feb 22, 2013 | 53 |
| 2013 | $491.14 | $10.41 | $29.47 | Mar 31, 2014 | 90 |
| 2014 | $423.25 | $8.63 | $8.82 | Mar 12, 2015 | 71 |
| 2015 | $564.36 | $7.20 | $54.91 | Nov 4, 2016 | 309 |
| 2016 | $657.89 | $13.42 | $13.16 | Feb 9, 2017 | 40 |
| 2017 | $708.59 | $14.46 | $14.17 | Jan 4, 2018 | 4 |
| 2020 | $276.48 | $5.64 | $5.53 | Jan 1, 2021 | 1 |
| Total penalties & interest | $217.56 | 7 late payments | |||
Days past due counted from the Dec. 31 deadline of each tax year. Source: St. Louis County Property Tax Database, Account No. I00214721.
- 201253 days
- 201390 days
- 201471 days
- 2015309 days
- 201640 days
- 20174 days
- 20201 day
The 2015 bill sat unpaid for more than ten months and accrued $54.91 in interest alone.
04 · The Bankruptcy
$487,785 in Debt. $31,500 in Assets.
On May 19, 2011, Cathy and John Summers filed for Chapter 7 protection in the Eastern District of Missouri. It was a “no asset” case: creditors owed nearly half a million dollars recovered nothing.
The petition notes Cathy was laid off October 4, 2010, and that her unemployment benefits were due to run out the following June. Roughly 83 cents of every dollar owed traced back to the two foreclosed houses.
Total liabilities
$487,785.79
Total assets
$31,500.00
U.S. Bankruptcy Court, E.D. Mo., Case 11-45299, filed May 19, 2011
| Creditor | Amount | For |
|---|---|---|
| US Bank Home Mortgage | $219,000 | Missouri house (foreclosed) |
| US Bank Home Mortgage | $130,000 | Minnesota house (foreclosed) |
| US Bank Home Mortgage | $57,931 | Second loan, Missouri house |
| First National Bank of Milaca | $18,910 | Business-loan lien on MN house |
| Toyota Financial Services | $15,707 | 2007 Toyota Camry |
| Toyota Financial Services | $12,746 | Toyota Sequoia (repossessed) |
| US Bank | $9,789 | Credit card |
| Chase | $7,982 | Two credit cards |
| Cabela's Club Visa | $4,656 | Credit card for medical bills |
| Saint Louis County | $3,700 | 2010 property taxes |
| Mille Lacs County, MN | $2,500 | 2010 property taxes |
| Other | $4,865 | Insurance, medical, HOA, overdrafts, Amex |
05 · Also on the Record
Elsewhere in the File
- Voting
County election records show Summers has voted in seven elections since 2008. She skipped the 2012 presidential election, every primary before August 2024, and every municipal election before April 2026.
St. Louis County Board of Election Commissioners, Sunshine request response
- Employment
Her personal financial disclosure lists no current employer. The 2011 bankruptcy petition states she was laid off in October 2010 and collected unemployment until it ran out in June 2011.
Missouri Ethics Commission PFD; Bankruptcy Case 11-45299
- Indivisible
Summers has posted about making signs with Indivisible St. Louis for the March 28, 2026 “No Kings” march. Indivisible's national organization has backed the Defund the Police movement.
Facebook, Cathy “Cat” Summers for Missouri, March 22, 2026
- Vehicles
While touting labor endorsements, Summers has primarily registered foreign-make vehicles: a Nissan Rogue, Nissan Altima, Kia Soul, Toyota Camry, Mitsubishi Eclipse and Honda Pilot, alongside one Dodge pickup.
St. Louis County Property Tax Database, Account No. I00214721
Every claim above comes from a public court record, a bankruptcy filing, the county tax database, or Summers’ own posts. Voters deserve to see the whole file.